MEDICARE PLANS

Compare Medicare Advantage, Medigap, and Prescription Drug Plans available.

MADE EASY

YOUR MEDICARE EXPERTS

Always Ready Solutions is veteran-owned and here to guide families through Medicare with clarity and confidence.

AFFORDABLE MEDICARE

With over 40+ Medicare Advantage plans and multiple Medigap choices, we’ll help you choose the right one.

OPTIONS

Let’s Find a Medicare Plan That’s Right for You

As we age, health insurance considerations become important. One of the issues you will need to address is how you plan for retirement. Most Americans become eligible at 65, so if you plan on retiring earlier, this is an important consideration. Always Ready Solutions understands that not everyone needs a comprehensive health insurance plan that covers a full array of doctor visits and prescription drugs. If you’re most concerned about what will happen if you must be admitted to the hospital, we can help you find the best plan.

Specific Medicare Coverage Overview

Always Ready Solutions can assist people aged 65+ (or those with qualifying disabilities) in navigating Medicare options—Original Medicare, Medigap (supplement plans), Medicare Advantage (MA), and Part D prescription coverage—tailoring choices to your health needs and location.

Original Medicare (Parts A & B)

Part A covers hospital care and recovery and skilled nursing facility; Part B covers outpatient and physician services.

Available nationwide, however, gaps remain in coinsurance, deductibles, and drug coverage.

Always Ready Solutions – Focused Highlights

Helping Seniors Navigate Medicare with Confidence From Comparing Plans and Understanding Benefits to Choosing the Right Coverage That Protects Your Health, Finances, and Peace of Mind

Tailored Guidance

We help residents explore Medicare options including Original Medicare, Medigap, and Advantage plans ensuring coverage aligns with healthcare needs, location, and retirement goals.

Value-Added Extras

Plans may include benefits like dental, vision, hearing, fitness memberships, and wellness funds helping you enjoy coverage beyond standard Medicare.

Plan Matching

Our team compares Medicare Advantage and Medigap plans from providers like United Healthcare, Humana, Regence, and SelectHealth for you to select the right network, coverage, and cost.

Enrollment Support

We guide you through Medicare timelines, including Initial, Open, and Special Enrollment periods—making sure you enroll on time and maximize your guaranteed-issue rights.

Medicare Supplement Plans

Medicare Supplement Plans, or Medigap plans, cover many of your Medicare Part A and B out-of-pocket costs, such as deductibles and co-insurance. Whether you prefer higher premiums or lower out-of-pocket costs, a Medigap plan could be right for you.

Plan G

Medicare Supplement Plan G helps cover nearly all out-of-pocket expenses left by Original Medicare. It includes co-insurance, Part A deductibles, emergency care abroad, and Part B excess charges. With no network, it offers strong coverage, with the only extra cost being that it does not cover the Part B deductible.

Plan N

Medicare Supplement Plan N is nearly the same as Plan G except you take a little more responsibility upon yourself. The main difference being that you may pay a $20.00 copay to the doctor, a $50.00 copay for the ER, and any excess that the doctor may charge allowed by Medicare. For that reason the monthly cost is less.

Get a Quote

Start your journey to affordable protection with a quick, personalized quote.

Frequently Ask Questions (Medicare Plans)

When can I enroll in Medicare?

Most residents become eligible at age 65. Your Initial Enrollment Period starts 3 months before your 65th birthday month and ends 3 months after. There are also specific Anual Enrollment periods each year (Oct 15 – Dec 7 for Medicare Advantage and Part D).

What Medicare Advantage (Part C) plans are available?

Residents can choose from nearly 50 Medicare Advantage plans in 2025. Top providers include SelectHealth, Regence BlueCross BlueShield of Humana, Aetna, Cigna, and UnitedHealthcare. Many of these plans have $0 monthly premiums and include extras like dental, vision, hearing, fitness, and wellness programs.

Are Medicare Supplement (Medigap) plans available in all states?

Yes. All States offers standardized Medigap plans (such as Plan G, Plan N, and high-deductible options). These help cover costs not paid by Original Medicare, including deductibles, copays, and coinsurance.

Does Medicare cover prescription drugs?

Prescription drug coverage is not included in Original Medicare (Parts A and B). Residents can purchase a standalone Part D plan or choose a Medicare Advantage plan that includes prescription drug coverage.

Start Planning Your Medicare Coverage Today

Medicare is one of the most important health decisions you’ll make. For families it’s not just about choosing a plan it’s about ensuring access to quality care, protecting your savings, and securing peace of mind for the future.