Solutions
Fixed Indemnity Plans in Boise, Idaho
Healthcare costs in Boise and across Idaho continue to rise, making it important to find coverage that helps protect your budget. A Fixed Indemnity Plan is an affordable supplemental option that pays you set cash benefits for specific medical services, no matter the actual cost of care.
How Fixed Indemnity Plans Work
You receive a fixed cash payout (e.g., $100 for a doctor visit, $500 for a hospital stay).
Benefits are paid directly to you, not the provider.
You can use the money for medical bills, deductibles, prescriptions, or even daily living expenses.
Benefits for Boise Residents
Predictable Coverage: Payments are based on the service, making costs easier to plan for.
Affordable Premiums: Boise residents can find fixed indemnity plans that cost less than traditional major medical insurance.
Local Flexibility: Whether you visit St. Luke’s in downtown Boise, Saint Alphonsus, or a smaller clinic in Ada County, you can use your cash benefit however you need.
Supplemental Protection: Great for self-employed workers, small business owners, or part-time employees in Boise who may not have full employer coverage.