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Medicare in Boise, Idaho: What You Need to Know
If you live in Boise (Ada County), Idaho, or are planning to move here, understanding your Medicare options is essential for managing your health care and costs. Here’s a detailed guide to what’s available in 2025, what the costs look like, and what to consider when choosing a plan.
Medicare Basics
Part A & B (Original Medicare): Covers hospital stays, doctor visits, preventive care, and more.
Part C (Medicare Advantage): Private plans that combine Parts A & B, often include Part D, plus extras like dental, vision, and hearing.
Part D:Prescription drug coverage.
Medigap (Supplement): Helps pay out-of-pocket costs not covered by Original Medicare.
Boise Plan Options (2025)
Dozens of Medicare Advantage plans are available, with some offering $0 monthly premiums.
Average premiums are around $28–30/month, with out-of-pocket maximums typically between $5,000–$6,000.
About 14 Part D plans are offered, with premiums ranging from $0 to $121.90.
Medigap plans (like Plan G) are also available, though premiums vary widely based on age and health.